Best Home Loans in salem, Oregon

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Marian Dalke
Senior Loan Advisor
 Tel (503) 585-1105

Q. Do you have a variety of loan programs to fit my cash flow and expected length of ownership needs?

A. Being a full-service lender with relationships throughout the mortgage industry is a must in today's market. Lenders do need the flexibility of the small business owner and the clout of a large company. As a mortgage professional, I am on the cutting edge of the industry and have the size and stability of a multi-million dollar lender!

Q. Do you offer pre-approvals, not just pre-qualifications?

A. Our PRE-APPROVAL Program helps  you get it right the first time because you don't waste valuable time looking at property without knowing what you can afford to buy. Our Pre-Approval Program takes the guesswork out of the financing process. You will have a written commitment for a maximum loan amount, monthly payment, and down payment. AND — we can do it in a few days with the right documentation from you!

WITH YOUR 
PRE-APPROVAL
YOU'LL HAVE LEVERAGE
WHEN AN OFFER
IS PRESENTED!

 

When a seller receives an offer, they want to know that by accepting it and taking their house off the market, the transaction will close!

Settlement time, length of financing contingency, and your qualifications play a significant part in determining the final price. Our Pre-Approval Program gives you bargaining power!

The Borrower's Golden Rule —
"Don't judge a loan by interest rate alone!" 

We take the risks away! Our company knows how to take the guesswork away from house shopping because we are one of the leaders in the mortgage industry with a complete product line of fixed rate and adjustable rate mortgages. A written  pre-approval letter will be supplied as soon as possible. 

(Some restrictions apply. Call for details.) 

 

Q. Do you have the ability to handle difficult credit history?

A. Without the ability to assist clients with credit difficulties, the term "full service" lender does not apply. At Landmark Mortgage, the size and scope of our company allows us to access to many different sources to place even the most difficult cases. The care and concern that I bring to each and every transaction is invaluable in meeting any special needs you may have. It is important to me to provide you with the quality service you so well deserve!

Q. what is your phone call policy?

A. If you do not receive communication throughout the loan process, you are not receiving good service and you should not have to pay for that kind of treatment! I am committed to calling you at least once a week during the loan process. This system keeps you informed throughout the entire process, and my clients appreciate this special care.

Q. Do you draw your own loan documents?

A. The importance of control over the loan documents is paramount. One of the final hurdles a mortgage company overcomes prior to settlement is the production of the actual loan documents that will be signed by the borrower and seller at the settlement table. If your lender is to guarantee you the kind of service you deserve, they must have control over this vital link in the chain. Because of our ability to produce these documents in-house, we offer a level of service that separates us from the average loan broker.

Q. what are the most important aspects of the mortgage application process?

A. Fast approvals, smooth closings and happy customers! 

 

Marian Dalke, Senior Loan Advisor
 License #ML-38
Tel (503) 585-1105
Salem Office
925 Commercial St. SE
Suite 300
Salem, OR 97302

The Dalke Family
 

What My Clients Say —

We have worked with Marian 4 times in the last 10 years and every time the experience is grand!

Marian was terrific at helping us with our first loan, because as 1st time buyers we were scared and nervous about our home loan. Just as Marian told us the mortgage payment was low and we had an excellent interest rate.

After 6 years in the home we looked to Marian to refinance and she was great in guiding us to a  decrease in our interest rate. We then put that money toward an addition on the house and it paid off. We were able to sell the home for a $100,000 profit and moved to the country where we wanted to be but would not have been able to afford without the great income off the home sale . . . which was linked to a great interest rate through Marian.

Marian was getting ready to go on vacation but this did not stop her. She locked our loan and communicated via e-mail as to the details. We were again satisfied with her competence and professionalism. Marian showed up at the signing of documents to explain the closing and offer support. She was the only loan consultant who did this and it was so supportive and helpful.

I cannot tell you how much we value and appreciate Marian. We have been fortunate to be able to finance or refi several homes and found her to be honest and very competent. She is not just looking out for her own interests like the lenders, but totally for her customer's best interest. Her info is accurate and she is right by your side during the entire process. I hope that everyone has the opportunity to work with such a competent and professional mortgage provider.


Marian will always be who we use. It is rare to see this level of honesty, integrity and competency. Thanks to Marian Dalke, our family is happy, healthy and thriving.

Don Morris
Owner of Pure Plumbing

Tina Morris
RN, CMC at Salem Hospital

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